Municipalities and groupings of municipalities

MIDF operates in cooperation with local commercial banks in the Region by co-financing or sharing such participating banks’ lending risks and/or providing liquidity. Participating banks provide loans to eligible beneficiaries for municipal infrastructure investments in the Western Balkans, including Albania, Bosnia and Herzegovina, Kosovo, FYR Macedonia, Montenegro and Serbia. Individual loans are priced competitively by the participating banks according to their own lending policies and their own credit risk assessment.

The loans can be in a range of €100,000 to €5 million, with a maximum maturity of 10 years.

  • Eligible beneficiaries

The beneficiaries of MIDF’s investments include:

  1. Municipalities and groupings of municipalities,
  2. municipality-owned entities or companies,
  3. other public institutions owning or operating municipal infrastructure,
  4. private sector operators involved in the provision of municipal services (for example bus operators, energy savings companies, private local suppliers of heat and energy, etc.).
  • Eligible investments

MIDF indirectly provides financing for the construction of new infrastructure, or rehabilitation or improvement of existing infrastructure, such as:

  1. Water supply and treatment, wastewater treatment and sewerage,
  2. Solid waste management, recycling stations, sorting facilities, composting plants or other waste treatment facilities,
  3. Energy and heat supply, e.g. heating systems, including networks, boiler houses, central and individual heating sub-stations,
  4. Public roads, public parking, traffic management / signalling, bus stations, street lighting, green parks, and pedestrian areas,
  5. Public sector energy efficiency and public buildings,
  6. Public transport infrastructure and rolling stock,
  7. Other municipal infrastructure projects as approved on a case-by-case basis.